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2010 ESTATE TAXATION CHANGES + 2011 Non-Changes

NEWS FLASH:  11/21/2011: The SuperCommitte has done nothing to terminate the $5,000,000 gift tax free amount prior to its scheduled expiration 1/1/2013. 

More updates to follow as news becomes more certain.

The 2001 Tax Act, passed in June, 2001, expires in January 2013.

Die in:Death Tax Free AmountGift Tax Free Amount
1997$600,000$600,000
1998$625,000$625,000
1999$650,000$650,000
2000-2001$675,000$675,000
2002-20032001 Bush Law passed the Senate 51-50.  $1,000,000 tax free, and increasing!!  Bush Law expires January, 2011, since it was approved 51-50 in the US Senate.$1,000,000
2004-2005$1,500,000$1,000,000
2006, 7, 8$2,000,000$1,000,000
2009$3,500,000.  $1,000,000
2010NO TAX IF YOU DIE IN 2010.   WATCH OUT FOR YOUR KIDS THIS YEAR.  Billionaires who died in 2010 paid NO TAX.  (George Steinbrenner + Walter Shorenstein)

The step-up in basis will be allowed only for $1,300,000, plus $3,000,000 left to a surviving spouse.

This is the culmination of the 2001 Bush Tax Law, which expires January 1, 2011. 

Obama December, 2010 update:  You may use the NO TAX Rule, OR the new law allowing tax free $5M and full step-up in basis.

$1,000,000
2011$5,000,000 + 35% tax on the excess$5,000,000
2012$5,120,000 (indexed for inflation) + 35% tax on the excess$5,120,000
2013
AND LATER
We revert, again, to $1M + 55% tax on the excess, but watch for updates! $1M

Of course, a couple can double the tax free amount with a Living Trust.

Further changes in the rules are almost a certainty.